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MORTGAGE TYPES

BRIDGE
FINANCING

Want to sell your home and take possession of your new home prior to the close of your sale?  Bridge financing is a temporary loan that bridges the gap between the two by tapping into the equity you have in your current…

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BUSINESS
FOR SELF

There are unique challenges in qualifying the self employed and these challenges are recognized in that mortgage loan insurance is available to self employed borrowers to realize their dreams of home ownership…

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CONSTRUCTION
MORTGAGES

Want to build a home that complements your lifestyle and highlights your personal taste? There are a variety of construction mortgages available todayand high ratio financing for construction is also…

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EQUITY
LENDING

Equity lending is an alternative to traditional financing requirements if you are unable to prove your income or have credit issues and is available for your principal residence and rental/investment properties…

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FIRST TIME
HOME BUYERS

Are you a First Time Home Buyer? The B.C. government will begin offering interest-free loans to assist first-time homebuyers in covering the cost of their down payment. The B.C. Home Owner Mortgage…

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HOME EQUITY
LINE OF CREDIT

A home equity line of credit is a product that uses the equity in your home to secure a line of credit.  Because your home is used as security the rate is typically much lower than an unsecured line of credit…

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NEW TO
CANADA

If you are a newcomer to Canada – welcome!  If purchasing a new home is high on your list of priorities we can you realize your dream of homeownership.  If you are new to Canada within the past 5 years and are a…

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PURCHASE PLUS
IMPROVEMENTS

You have found that perfect home but it needs some renovation!  The purchase plus improvements mortgage with as little as 5% down enables you to take possession of the home and…

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REFINANCES AND DEBT CONSOLIDATION

Want to use the equity in your home? With the increase in property values over the past years it is possible to take advantage of the existing equity in your home with a refinance…

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RENEWALS
AND TRANSFERS

Is your mortgage coming up for renewal?  Why not give us the opportunity to see if we can get you a better deal? Mortgage renewals are often one of the most overlooked decisions made during the life of a mortgage loan…

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RENTAL AND INVESTMENT PROPERTIES

Mortgages to purchase or refinance a rental/investment property are available with as little as 20% down for eligible applicants along with a 30 year amortization. Rental property includes your…

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